Lending Rates

 

 

 

 

Mortgage Calculator


Call Patriot Mortgage to get an interest rate quote.

P atriot Mortgage provides Oregon with competitively low lending rates. We work with high quality financial institutions, which is why we always provide our customers with the lowest rates and best customer satisfaction in the business. Which ever loan you are in need of, we can swiftly deliver the best possible figures so you can know where you stand in the market.

It can be difficult to make certain the exact rate you will qualify for. Internet shopping for interest rates will usually leave you disappointed in the end. Which is why we recommend talking with one of our professionals. We want our clients to know exactly what they will qualify for and will never misquote an interest rate.

To the left is our mortgage calculator. This is for estimated figures only. Please call us to get a more in-depth understanding of these figures.

Our rates are based upon a 1% Patriot Mortgage Broker Fee and are locked in for 30-days. Most loans require a 20% down payment, where FHA loans require only 3.5% down. Personal loans are contingent upon credit approval.

Patriot Mortgage has seasoned loan specialists that are eager to help you make all the right decisions. We're confident that we can customize a loan for your unique circumstances. Points, caps, convertibility are all potential factors that will be addressed during consultation. Our two main loan types include: Fixed Mortgages and Adjustable Rate Mortgages. Each of these mortgage types are associated with dozens of distinctive loan programs.

Fixed Rate Mortgage (FRM)

We're one step above the competition. Get a loan rate that shines.

great percentage rates

30 Year Fixed

15 Year Fixed

FHA 30 Year Fixed

Rural Development

Fixed Rate Mortgages have interest rates that remain the same for the life of the loan. You can expect to see your principal and interest payments remain constant as well - this way you can count on the same payment every month. Fixed Rates offered by Patriot Mortgage are always protected if market rates increase.

Common Fixed Rate Mortgages are provided with 10, 15, 20 and 30 year lending.

Adjustable Rate Mortgage (ARM)

ARM Loans have the lowest initial interest rate going. Generally speaking, ARM's start out with a low initial loan rate and as interest rates flux (at predetermined intervals) with current market rates, your monthly payments conform as well. Our ARM loans are always offered with an interest cap, which means that your adjustable rate will not increase past an agreed rate level for the life of your loan with us.

It is possible to have an ARM loan through us with a fixed rate conversion feature. What this does is gives you the option to change your loan from an ARM to a Fixed Rate Mortgage.


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Some ARM's may offer a fixed rate conversion feature. The convertible option gives the borrower a one-time option to change their loan from an adjustable rate to a fixed rate. 


 

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