Your Local Mortgage Oregon Lender.

Get a new home loan or refinance your current mortgage.

See What Other Home Owners Are Saying!

Get The Best Interest Rate Possible.

(Save $1,000s On Your Loan)

Home in oregon

Loan Types Available

Our experienced mortgage advisors will walk you through the best mortgage loan program that will fit your specific scenario and set you up financially, long term.

Conventional Home Loans.

FHA Home Loans.

RD (Rural Development) Home Loans.

VA Home Loans.

Get Into Your Home, On Time

Have you ever had to deal with a mortgage company that doesn't get back to you on time, doesn't give you the resources you need to have a successful home buying journey, or frankly... just doesn't get the job done?

Do you want to have to deal with things like that during an already-stressful journey if you didn't have to?

Your homeownership dreams deserve to be treated professionally, effectively, and done in a timely manner.

People signing off on a loan

Simple and Easy Process

Get Pre-Qualified

Get pre-qualified from one of our Loan Officers to see what you qualify for.

Get Your Mortgage Pre-Approval

Get pre-approved from one of our Loan Officers to see how much you can afford.

House Shopping

Work with a trusted Real Estate Agent to find a home you would like to move into.

Loan Application

Complete your home loan application to get the lending process started.

Home Icon

Amber

Home Owner

"We loved working with patriot mortgage, always going above and beyond for us to build our new home. They stay with you every step of the way."

Home Icon

Michael K.

Home Owner

"These guys are great to work with... Initially it was all Greek to me. I made a lot of calls to them during the process and they always had a quick and accurate answer... They helped me juggle time lines and repairs and appraisals that were all up to me, the buyer since the seller was not even a participant in the process... No offense, [to others companies] but this was way more pleasant with Patriot Mortgage in my corner. If you want to buy a property and don't know where to begin, I'd start here."

Home Icon

Brent B

Home Owner

"We have worked with Patriot Mortgage twice over the last 13 years. I truly believe that Mr. Weybright and the staff have sought the best loans to fit our needs at that time. It always seems that this office is doing their best to look out for our best interest."

Home Icon

Cyndi S

Home Owner

"I found Patriot Mortgage and Brogan Weybright at a time when I had decided that my only option was to put my lot back on the market and come up with plan B. Thanks to Brogan, my new home will be a reality."

Home Icon

Ashley F.

Home Owner

"I've used Brogan and his office two times. He has always been helpful with any questions I've had. Their service had been fast and his office staff stays on top of their paper work. I've always felt if i could dream it Brogan can make it happen."

Home Icon

Niki M.

Home Owner

"Patriot has been my mortgage broker for the last 2 houses that I've bought and always gets the job done."

Home Icon

Garth E.

Home Owner

"Great experience with them. Everybody I dealt with was very friendly and always answered any questions I had."

Home Icon

Dustin J.

Home Owner

"These guys are the best in town. I will use them again"

Frequently Asked Questions

How often can I refinance my mortgage?

There is no limit to the number of times you can refinance. However, you must qualify every time you apply and there will be costs associated with closing the loan each time.

FAQ image

Can I buy a home if I do not have money for a down payment?

Yes! There are a number of bond programs that offer low or no down payment financing options.

FAQ image

How do I know which mortgage is right for me?

The key to choosing the right mortgage is to understand the range of options and features available to you, as well as your budget, circumstances, and goals. Our licensed mortgage professionals are here to help you navigate that process. The more you know, the more comfortable and confident you will be choosing the best option for you and your family.

FAQ image

How long will the loan process take?

The Truth in Lending Act (TILA) does not permit a lender to close a loan until at least seven (7) business days have passed from the date your application was received. A typical home loan takes 30 days, as a number of third-party services such as appraisals, title work, and credit are required in conjunction with the mortgage process. Once you familiarize your Loan Officer with the details of your specific loan scenario, they will be able to provide you with a more specific timeline.

FAQ image

Will I qualify for a home loan?

The only way to find out is to speak with a qualified mortgage professional. Our Loan Officers have helped numerous clients who didn’t know if they could qualify to become home owners. We take the time to understand your financial situation and long-term financial goals, and then match you with the loan program that best fits your needs. Your approval for a loan may also largely depend on the price of the home you are financing. Getting pre-qualified prior to beginning your home search can give you an idea of what you may be able to afford.

FAQ image

Why do people refinance their mortgages?

Homeowners typically refinance to save money, either by obtaining a lower interest rate or by reducing the term of their loan. Refinancing is also a way to convert an adjustable loan to a fixed loan or to consolidate debts.

FAQ image

How much money will I have to pay upfront to buy a home?

This question does not have a simple, one-size-fits-all answer. The exact amount will depend on the price of the home you buy as well the type of mortgage financing you choose. Depending on your loan program, your down payment could be as much as 20% of the home’s price or as little as 3%, while some loans require no down payment at all.

FAQ image

Can I get a mortgage after bankruptcy?

You may still qualify for a home loan even if you have experienced a bankruptcy. The best way to find out if you qualify is to talk with a Loan Officer to discuss your options. Be sure to bring all paperwork regarding your bankruptcy so your Loan Officer can find the program that best fits your situation.

FAQ image

Should I lock my interest rate now, or wait until we are closer to our closing?

Interest rates fluctuate all day, every day. If an interest rate is good, it may be in your best interest to lock now. If you wait, you run the risk of an increase in rates later. If you are concerned that rates may go down after you lock, contact your Loan Officer to discuss your options. Some programs allow you to lock for an extended period and choose to lower your rate should a better one become available.

The High Desert Group Logo
The High Desert Group Logo

Social Media Links

Facebook

Instagram

YouTube

Contact Us

(541) 915-5595

640 N 9th St. Cottage Grove, Oregon 97424

Copyright 2024. All rights reserved.

Patriot Mortgage Corporation NMLS ID# 174564 | Brogan Weybright NMLS #238239 | Equal Housing Lender | Equal Housing Opportunity