What’s Going on with the CFPB, and Is It Affecting Mortgage Approvals?

The Consumer Financial Protection Bureau (CFPB) plays a crucial role in regulating the mortgage industry, ensuring fair lending practices, and protecting consumers from predatory lending. Recently, th... ...more

mortgage

March 10, 2025•2 min read

Are Sellers Still Covering Closing Costs in 2025?

In the evolving real estate landscape of 2025, the dynamics between buyers and sellers have shifted, influencing who bears the burden of closing costs. Traditionally, buyers and sellers have each been... ...more

mortgage

March 10, 2025•2 min read

When Will Mortgage Rates Come Down?

As of early March 2025, the average 30-year fixed mortgage rate has decreased to approximately 6.55%, marking a decline from the higher rates observed earlier in the year. Investopedia This downward ... ...more

mortgage

March 04, 2025•2 min read

How Can I Afford a Home With High Prices and Rates? 5 Strategies That Work

With rising home prices and high mortgage rates, many people feel like homeownership is out of reach. But here’s the truth: you don’t have to wait for rates to drop to buy a home. There are creative s... ...more

mortgage

February 06, 2025•2 min read

Will Home Prices Crash in 2025?

With rising interest rates and affordability concerns, many buyers and homeowners wonder: Will home prices crash in 2025? In this blog, we break down the latest market trends, expert predictions, and ... ...more

mortgage

February 06, 2025•2 min read

Understanding the Mortgage Pre-Approval Process: A Step-by-Step Guide

If you're preparing to buy a home, one of the first steps you'll want to take is getting pre-approved for a mortgage. A pre-approval gives you a clear idea of how much you can afford, strengthens your... ...more

mortgage

January 08, 2025•4 min read

Rent vs Own: When is the Best Time to Buy a Home?

Deciding between renting and owning a home is a major financial decision, and timing plays a crucial role in determining which option makes the most sense. Whether you're considering buying your first... ...more

mortgage

January 08, 2025•1 min read

Is the Holiday Season a Good Time to Buy a Home? Here’s Why It Might Be the Best Opportunity

The holiday season is typically associated with gift-giving, family gatherings, and festive cheer—but did you know it could also be the perfect time to buy a home? Many prospective buyers hesitate dur... ...more

mortgage

December 03, 2024•3 min read

If I Close on My Loan in November, Is My First Payment in 2025?

Closing on a home loan is an exciting milestone, but it can also bring a lot of questions—especially about your first mortgage payment. Many borrowers wonder: If I close on my loan in November, will m... ...more

mortgage

December 03, 2024•3 min read