What does my credit score need to be to get the best rate?

Securing the ideal mortgage rate is a top priority for many prospective homebuyers. Yet, understanding the role of credit scores in this process can sometimes feel like navigating a maze. Fear not! In... ...more

mortgage

May 07, 2024•2 min read

What is mortgage insurance and how to eliminate it.

Navigating the complexities of homeownership involves understanding various financial elements, including mortgage insurance. This often-overlooked aspect of home loans can have a significant impact o... ...more

mortgage

May 07, 2024•2 min read

When Should You Consult a Mortgage Loan Officer

Consulting with a Mortgage Loan Officer (MLO) can provide invaluable guidance and support throughout the process. In this guide, we'll explore when it's best to consult with a Mortgage Loan Officer an... ...more

mortgage

April 16, 2024•2 min read

How Does The NAR Settlement Affect Buyers, Sellers, and Agents

The National Association of Realtors (NAR) recently agreed to a $418 million settlement that is expected to bring about significant changes in the US real estate market. Here’s how it could affect buy... ...more

mortgage

April 05, 2024•2 min read

Understanding the Differences Between FHA and Conventional Loans

When it comes to financing a home purchase, navigating the myriad of loan options can be overwhelming. Two popular choices for homebuyers are FHA (Federal Housing Administration) loans and conventiona... ...more

mortgage

March 08, 2024•3 min read

What Mortgage Loan Programs Are Available to Homebuyers

If you're unsure about the different mortgage products available to you or need guidance on selecting the right one, don't hesitate to reach out. I specialize in understanding your unique situation, a... ...more

mortgage

March 05, 2024•2 min read

Maximizing Your Home's Value: Tips to Sell for More Money

Selling your home is not just about finding a buyer; it's about maximizing its value to ensure you get the best return on your investment. Whether you're a seasoned homeowner or a first-time seller, t... ...more

mortgage

February 08, 2024•3 min read

How Much Money Do You Need to Pay for a Home in Oregon?

As a homebuyer in Oregon, one of the first questions you're likely to ask is, "How much money do I need to pay upfront for a home?" While the traditional expectation of a 20% down payment may seem dau... ...more

mortgage

February 07, 2024•3 min read

Does Patriot Mortgage have a zero down payment program?

"Do you have a zero down payment program?" The quick answer is yes, and in this blog post, we'll explore the zero down payment options we offer, specifically through VA, USDA, and FHA programs. ...more

mortgage

January 10, 2024•2 min read