Interest Rates May Be Dropping – Watch Out for Marketing Traps
When rates start to dip, lenders and marketers ramp up their campaigns. You’ll get offers in the mail, on social media, even cold calls telling you they can offer an unbelievably low rate. But here’s... ...more
mortgage
April 25, 2025•2 min read
What Are the Loan-to-Value Restrictions on Investment Loans?
Loan-to-Value (LTV) is a key factor lenders use to determine risk when financing an investment property. Unlike primary residences, investment loans have stricter LTV requirements due to the increased... ...more
mortgage
April 03, 2025•2 min read
Can You Do a HELOC on a Manufactured Home?
A Home Equity Line of Credit (HELOC) allows homeowners to borrow against the equity they’ve built in their home. But when it comes to manufactured homes, the process can be more complicated. While it... ...more
mortgage
April 03, 2025•2 min read
What’s Going on with the CFPB, and Is It Affecting Mortgage Approvals?
The Consumer Financial Protection Bureau (CFPB) plays a crucial role in regulating the mortgage industry, ensuring fair lending practices, and protecting consumers from predatory lending. Recently, th... ...more
mortgage
March 10, 2025•2 min read
Are Sellers Still Covering Closing Costs in 2025?
In the evolving real estate landscape of 2025, the dynamics between buyers and sellers have shifted, influencing who bears the burden of closing costs. Traditionally, buyers and sellers have each been... ...more
mortgage
March 10, 2025•2 min read
When Will Mortgage Rates Come Down?
As of early March 2025, the average 30-year fixed mortgage rate has decreased to approximately 6.55%, marking a decline from the higher rates observed earlier in the year. Investopedia This downward ... ...more
mortgage
March 04, 2025•2 min read
How Can I Afford a Home With High Prices and Rates? 5 Strategies That Work
With rising home prices and high mortgage rates, many people feel like homeownership is out of reach. But here’s the truth: you don’t have to wait for rates to drop to buy a home. There are creative s... ...more
mortgage
February 06, 2025•2 min read
Will Home Prices Crash in 2025?
With rising interest rates and affordability concerns, many buyers and homeowners wonder: Will home prices crash in 2025? In this blog, we break down the latest market trends, expert predictions, and ... ...more
mortgage
February 06, 2025•2 min read
Understanding the Mortgage Pre-Approval Process: A Step-by-Step Guide
If you're preparing to buy a home, one of the first steps you'll want to take is getting pre-approved for a mortgage. A pre-approval gives you a clear idea of how much you can afford, strengthens your... ...more
mortgage
January 08, 2025•4 min read
Social Media Links
YouTube
