What’s Going on with the CFPB, and Is It Affecting Mortgage Approvals?
The Consumer Financial Protection Bureau (CFPB) plays a crucial role in regulating the mortgage industry, ensuring fair lending practices, and protecting consumers from predatory lending. Recently, th... ...more
mortgage
March 10, 2025•2 min read
Are Sellers Still Covering Closing Costs in 2025?
In the evolving real estate landscape of 2025, the dynamics between buyers and sellers have shifted, influencing who bears the burden of closing costs. Traditionally, buyers and sellers have each been... ...more
mortgage
March 10, 2025•2 min read
When Will Mortgage Rates Come Down?
As of early March 2025, the average 30-year fixed mortgage rate has decreased to approximately 6.55%, marking a decline from the higher rates observed earlier in the year. Investopedia This downward ... ...more
mortgage
March 04, 2025•2 min read
How Can I Afford a Home With High Prices and Rates? 5 Strategies That Work
With rising home prices and high mortgage rates, many people feel like homeownership is out of reach. But here’s the truth: you don’t have to wait for rates to drop to buy a home. There are creative s... ...more
mortgage
February 06, 2025•2 min read
Will Home Prices Crash in 2025?
With rising interest rates and affordability concerns, many buyers and homeowners wonder: Will home prices crash in 2025? In this blog, we break down the latest market trends, expert predictions, and ... ...more
mortgage
February 06, 2025•2 min read
Understanding the Mortgage Pre-Approval Process: A Step-by-Step Guide
If you're preparing to buy a home, one of the first steps you'll want to take is getting pre-approved for a mortgage. A pre-approval gives you a clear idea of how much you can afford, strengthens your... ...more
mortgage
January 08, 2025•4 min read
Rent vs Own: When is the Best Time to Buy a Home?
Deciding between renting and owning a home is a major financial decision, and timing plays a crucial role in determining which option makes the most sense. Whether you're considering buying your first... ...more
mortgage
January 08, 2025•1 min read
Is the Holiday Season a Good Time to Buy a Home? Here’s Why It Might Be the Best Opportunity
The holiday season is typically associated with gift-giving, family gatherings, and festive cheer—but did you know it could also be the perfect time to buy a home? Many prospective buyers hesitate dur... ...more
mortgage
December 03, 2024•3 min read
If I Close on My Loan in November, Is My First Payment in 2025?
Closing on a home loan is an exciting milestone, but it can also bring a lot of questions—especially about your first mortgage payment. Many borrowers wonder: If I close on my loan in November, will m... ...more
mortgage
December 03, 2024•3 min read
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